Appraisal services for Fate and Rockwall County homeowners

Here are the top seven reasons TX homeowners order from K.G.Hill Appraisals:

  1. Pre-listing appraisals (whether you're using an agent or selling the home on your own)
  2. Challenge a property tax assessment
  3. Remove PMI to cut their mortgage payment
  4. To reinstate their Home Equity Line of Credit (or HELOC)
  5. Review another appraiser's report for verification
  6. In the case of a TX divorce, where property needs to be divided
  7. Determine the true market value of real estate in question to settle an estate in Rockwall county or TX

Need help deciding the price of your home in or near Fate, TX?
Contact K.G.Hill Appraisals.

At K.G.Hill Appraisals, we understand the special needs of a consumer looking for appraisal services. Our business practices and reporting formats are relatively routine to our business clients like banks, lawyers, and accountants. As our client, you will receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we document the results of our analysis.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your own home because of your emotional attachment to it. Professional appraisers, like the ones at K.G.Hill Appraisals, are objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract many interested buyers, a professional appraisal is a very valuable negotiating tool once you have a potential buyer. It's something tangible to show the buyer. It's an independent third party's opinion of your home's value, and not just how much your house is worth. Potential buyers know you have an emotional attachment to your house and will be more likely to give credibility to an expert appraiser's value opinion than yours.

Appraisals to remove PMI

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a fashionable money saver for homeowners. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your house. In most cases you can apply to the lender to have the PMI canceled from your loan. We're veterans in helping customers just like you delete unneeded PMI insurance.

Challenge Rockwall county's assessment of your property

Your local tax assessor may have your home overvalued if you live in a local area that is going down. This means you are going to pay higher taxes than you should be paying. The quicker you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal from K.G.Hill Appraisals is your number one weapon.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender may just decide to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area. This can this be difficult and inconvenient from a cash flow viewpoint, and bad for your credit score since it may appear as though that credit line is maxed out. An appraisal from K.G.Hill Appraisals can help you reinstate your HELOC.

We Also Offer Field and Desktop Appraisal Review Services

Have you just been handed a copy of your appraisal and you'd wish to have a professional double-check it for verity or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from K.G.Hill Appraisals can go out and check the subject and comps in a field review. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can We can assist you Even though this is usually requested by banks, you may need to make use of this service if you suspect mortgage fraud related to your house.